Work & Income
Employed vs Contractor
Compare employment and contracting for pay, tax and flexibility.
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Whether you earn as an employee, sole trader, contractor or company director affects your take-home pay, your tax and the benefits you get. Understanding the numbers helps you make confident decisions about work.
Compare the options side by side, then use the linked calculators and guides when you need more detail.
Work & Income
Employed vs Self-Employed
Compare employment and self-employment for stability, flexibility, tax admin and benefits.
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Limited Company vs Sole Trader
Compare limited company and sole trader structures for tax, admin and liability.
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Salary vs Dividends
Compare salary and dividends for directors, tax efficiency, National Insurance and income planning.
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PAYE vs Umbrella Company
Compare PAYE employment and umbrella companies for contractors, tax deductions, IR35 and take-home pay.
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Permanent Job vs Contracting
Compare permanent employment and contracting for income, security, benefits, flexibility and IR35.
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Full-Time vs Part-Time Work
Compare full-time and part-time work for earnings, benefits, work-life balance and career impact.
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Company Car vs Car Allowance
Compare company cars and car allowances for tax, flexibility, running costs and overall value.
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Workplace Pension vs Private Pension
Compare workplace and private pensions for employer contributions, tax relief, control and retirement planning.
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Gross Salary vs Net Salary
Compare gross salary and net pay, including Income Tax, National Insurance, pensions and student loan deductions.
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Higher Salary vs Better Benefits
Compare cash salary and workplace benefits by total compensation, tax efficiency and practical value.
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