Plain-English guides that explain the detail behind everyday money decisions, from car running costs to the hidden costs of buying a home.
Each guide is written for UK readers and links to the comparisons and calculators that help you put the advice into practice.
Cars
Published 20 Jun 2026
Which insurance companies do not ask about criminal convictions? Most only ask about unspent convictions, and spent ones do not need declaring. Here is what you must disclose and how to get covered.
Read guideProperty
Published 20 Jun 2026
Can you remortgage a shared ownership property? Yes, though it works differently to a standard remortgage. Here is how it works, what it costs, staircasing, and the role of the housing association.
Read guideHome & Bills
Published 20 Jun 2026
What is a PAC number? It is the Porting Authorisation Code that lets you switch mobile network and keep your phone number. Here is how to get one free by text, and what the banking version means.
Read guideMoney
Published 17 Jun 2026
Inheritance tax when the second parent dies often catches families out. Here is how the allowances and the £1 million couple's threshold work, who pays, when it is due, and how to reduce the bill.
Read guideProperty
Published 17 Jun 2026
How do you make an offer on a house in the UK? You offer through the estate agent once your finances are ready. Here is the step-by-step process, how much to offer, and how to avoid being gazumped.
Read guideProperty
Published 17 Jun 2026
What does a mortgage advisor do? They search the mortgage market and recommend a deal that suits you, then handle the application. Here is the full picture, including fees and whether you need one.
Read guideCars
Published 17 Jun 2026
The questions to ask when buying a used car can save you from an expensive mistake. Here is what to ask about history, condition, paperwork and price, and the red flags to watch for.
Read guideMoney
Published 17 Jun 2026
Can you have more than one life insurance policy in the UK? Yes, there is no legal limit and each valid policy pays out in full. Here is why people do it and the rules to know.
Read guideProperty
Published 17 Jun 2026
What credit score do you need for a mortgage in the UK? There is no universal minimum. Here is how UK credit scores work, what lenders really check, and how to improve your chances.
Read guideHome & Living
Published 17 Jun 2026
How much is a Costco membership in the UK? An Individual membership is £42 a year and Executive £84, but not everyone can join. Here are the prices, perks and eligibility rules.
Read guideMoney
Published 15 Jun 2026
How much is the State Pension? The full new State Pension is £241.30 a week in 2026/27, around £12,548 a year. Here are the rates, who qualifies, and the age you can claim it.
Read guideCars
Published 15 Jun 2026
Show me, tell me questions are the vehicle safety questions in the UK driving test. Here are all 21 official DVSA questions and answers, when each is asked, and what a wrong answer costs.
Read guideCars
Published 15 Jun 2026
How does courtesy car insurance work? Most comprehensive policies give you a temporary car while yours is repaired after a claim. Here is what is covered, who can drive it, and the catches.
Read guideProperty
Published 15 Jun 2026
Exchange of contracts is the moment buying a house becomes legally binding in the UK. Here is what happens on the day, the deposit you pay, and how it differs from completion.
Read guideCars
Published 15 Jun 2026
What age can you drive in the UK? It is 17 for a car, 16 for a moped, and 16 for some drivers on PIP. Here is every minimum age, plus the learner rules, explained.
Read guideCars
Published 15 Jun 2026
Comprehensive insurance does not automatically let you drive someone else's car in the UK. Here is when you are covered, the limits to watch, and how to borrow one legally.
Read guideCars
Published 15 Jun 2026
Offered a speed awareness course after a speeding ticket? Most cost between £80 and £120, around the same as the fine but without the points. Here is what you pay and if it is worth it.
Read guideHome & Bills
Published 15 Jun 2026
Switching broadband in the UK is now simple. Under One Touch Switch your new provider handles the whole move, including cancelling the old one. Here is how to switch, how long it takes and the costs.
Read guideHome & Bills
Published 15 Jun 2026
Wondering how much a water softener costs in the UK? Expect roughly £400 to £1,500 for the unit, plus £150 to £300 to fit it, and £50 to £100 a year to run.
Read guideCars
Published 15 Jun 2026
Having two insurance policies on the same car is legal in the UK, but it rarely pays off and often happens by accident. Here is how dual insurance actually works, why it will not double your payout-
Read guideProperty
Published 15 Jun 2026
What is legal cover on house insurance? A clear guide to family legal protection: what it covers, typical limits and costs, key exclusions, and whether it is worth it.
Read guideCars
Published 15 Jun 2026
Learn how to check if a car is insured in the UK for free using askMID. Check your own vehicle, what to do after an accident, and why the DVLA won't tell you.
Read guideHome & Living
Published 15 Jun 2026
Learn how to get rid of mice in the house fast: traps, sealing entry points, natural deterrents, and proven ways to keep house mice away for good.
Read guideHome & Bills
Published 15 Jun 2026
Customer service numbers, opening hours, complaints & accessibility lines for BT, Sky, Virgin Media, TalkTalk, Vodafone, EE, Plusnet & NOW. Verified 2026.
Read guideHome & Bills
Published 14 Jun 2026
Choosing a broadband package can feel confusing. Providers advertise speeds like 36Mbps, 150Mbps, 500Mbps or even 1Gbps, but faster does not always mean better for every household.
Read guideCars
Published 12 Jun 2026
A plain-English guide to UK car running costs.
Read guideProperty
Published 12 Jun 2026
A checklist of costs to consider when buying a UK home.
Read guideCars
Published 8 Jun 2026
Understand home and public EV charging costs with UK examples.
Read guideCars
Published 8 Jun 2026
Learn how PCP car finance works, including deposits, balloon payments and options.
Read guideProperty
Published 8 Jun 2026
Understand typical UK property deposit requirements.
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